HDFC Bank Share Price Target 2025; HDFC Bank Quarterly Results 2024

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you can check the stock prediction of HDFC Bank from the present time to the coming 5 to 10 years, which will give you some idea of HDFC Bank Share Price Target 2025 what level the share price of HDFC Bank has the potential to reach in the coming years. A custom algorithm has been used for these price targets or predictions, which is based on deep learning and keeps changing based on price fluctuations, volume shifts, and market cycles. The current market price of HDFC Bank is Rs 1450 but HDFC Bank Share Price Target 2025 is another level.

HDFC Bank Share Price Target 2025 — **HDFC BANK Share Price Target for 2025**

The initial price target for HDFC Bank Ltd in 2025 is projected to be ₹1706.39.
With favorable market conditions, the mid-year price target for HDFC Bank Ltd could reach ₹1931.96.
By the end of 2025, the price target for HDFC Bank Ltd is expected to potentially reach ₹1932.2, considering bullish market trends.

HDFC Bank Share Price Target 2024, 2025, 2026, 2027,2028

Year	Share Price Target Range
2024	₹1,350-1550
2025	₹1,450-1730.
2026	₹1620-1880.
2027	₹1750-1958.
2028	₹1850-2062.

Experts said the current decline in HDFC stock price was just a knee-jerk reaction to weak Q3 results. The stock has the potential to outperform in the long run as merger synergies play out, said independent market analyst

“We expect HDFC stock to run up to Rs 1,650-1,850 per share in the long-term but do not expect any immediate bounce-back in the near term.

Here’s why HDFC Bank stock fell after Q3 results:

The key negative in HDFC Bank’s Q3 report card was its core operating performance.

HDFC Bank took a 97 basis points hit on capital due to higher risk weights on unsecured loans, but said growth in unsecured loans has been modest.

“The lender’s NIMs (net interest margins) were flat quarter-on-quarter (QoQ) versus expected improvement of 5-10 basis points (bps) as regulation on incremental cash reserve ratio (ICRR) was withdrawn. On the liability side, the key challenge was higher credit-to-deposit (CD) ratio as it was 110 percent — higher than the industry average,” he said.

Gross loans rose 4.8% sequentially, while deposits edged up 1.9%, the lender said, adding gross bad loans were steady at 1.26% of assets.

An increase in the interest expenditure limited HDFC Bank’s net interest income (NII) growth to 4 percent QoQ in Q3FY24, while prudential provisions towards alternate investment funds (AIFs) limited profit growth to 4 percent QoQ. The lender’s higher cost of funds or borrowing costs constrained expansion in the margin, keeping that flat during the quarter.

An LDR of 80-90 percent is considered healthy for banks. A ratio higher than that means that the bank has to build reserves or in this case, deposits to meet unexpected contingencies.

HDFC Bank may see a gradual improvement in NIM, depending upon favourable loan mix, CASA accretion, and funding mix change, said analysts at ICICI Securities. The brokerage has an ‘add’ rating on HDFC Bank stock, with a target price of Rs 1,850 per share.

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